I am the Producing Branch Manager and Senior Loan Officer with the Killeen branch of SWBC Mortgage. I am an experienced mortgage lender with more than 28 years of home loan experience. Whether it is a purchase or a refinance, I enjoy working with all borrowers and specialize in VA, Texas Veteran, FHA, USDA, and Conventional loan programs. I can also help with construction and investment property financing.

I served the United States Army from 1986 to 1993 as Communication and Networking Systems support during The Gulf War. This background allows me to connect with the veteran community and understand their needs from a personal perspective. I am dedicated to helping these men and women reach their dreams of homeownership. My experience and knowledge about the VA mortgage loan program, and all of its intricacies, is second to none.

VA loans offer flexible financing options, including fixed-rate and adjustable-rate programs, as well as no down payment (up to conforming limit), and I am here to assist throughout the entire homebuying process.




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